Independent private student loans For DACA

We support DACA students

We’re there for DACA students and families throughout their college journey. We can guide you through the process and help you pay for college without a cosigner.

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Earnest Benefits

We make student loans simple

Our clear application helps undergrads make responsible choices, that’s why over 90% choose to make $25 payments while in school – potentially saving thousands of dollars over the life of their loan. With Earnest, you also get:

We simplify the process with step-by-step instructions, clear terms, and end-to-end data protection.

Call, webchat, or email us. We’ll guide you through the process. Get in touch now.

Repayment plans tailored to you and no hidden fees, so you know exactly what you’re signing up for.

We’ve earned 4.7/5 stars on Trustpilot and we’re on the preferred lender list for over 890 schools.

Questions? Talk to a human with the knowledge and power to help at 1(888) 601-2801, 8 am-5 pm PST, Monday-Friday.

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Rate Match

Get some of the lowest possible rates

Take advantage of some of the lowest rates on the market. We back our rates with a Rate Match Guarantee. We’ll match competitors’ rates and give you a

$100 Amazon gift card

once it’s final.

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Reach Out

Your happiness comes first

The Client Happiness team is at the heart of Earnest. They’re empowered to give you the help you need. They can even help you submit your application over the phone.

You can reach out via email and web chat; if you prefer to speak to a person, call between 5 am-5 pm PST, Monday-Friday, at (888) 601-2801.

contact phone number 1-888-601-2801

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Apply in just a few minutes

step 1

Start with eligibility check

Check your eligibility in just 2 minutes with no credit impact.

step 2

Apply in 15 minutes

Apply online in 15 minutes with our mobile-friendly, secure application.

step 3

Build your custom plan

Once approved, pick the repayment plan that works for you.

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Financial aid comes first

Before you apply for a private student loan, explore all of your financial aid options so you can get the most free money for college as possible.

If you have a SSN, fill out the FAFSA

Submit any state-specific financial aid forms

Complete your CSS profile (if required by your college)

Apply for private scholarships and grants

Get the FAQs on independent private student loans

Have more questions? Visit the Help Center.

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