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Private Business School Loans
Level up your career with an MBA loan
Earnest Benefits
More value for your money
Build a loan around your needs and see how your selections of rate, term, and payment impact how much you’ll pay over the life of the loan – all before you sign.
Quick 2-minute eligibility check without credit impact
Quickly and conveniently apply using your phone, tablet or computer. Your data is protected with end-to-end encryption.
Invite a cosigner with a tap of a button, no hassle with paperwork
Pick from 4 repayment options, including a
, and adjust your term down to the month
Save with a 0.25%
discount and never miss a payment
Skip a payment once per year without penalities
Enjoy a
– that’s 3 months longer than most lenders
Today's Fixed Rates
Low rates when it counts
A low rate makes it easier to pay off your loan in the future. Choose from competitive variable and fixed rates.
If you’d like to increase your chances of getting a low rate, consider partnering with a cosigner on your MBA loan.
Cosigner
3.69%APR
Independent
4.49%APR
These are our lowest fixed interest starting rates and contain our .25%
from a checking or savings account. Some borrowers may see higher rates based on their credit.
How it works
A quick, clear, and convenient way to apply
Secure Mobile Application
Apply online using a phone, laptop or tablet. Your data is protected with end-to-end encryption.
24 Hour Decision. Intuitive Options.
Most clients hear back in just 24 hours. Then select rates, terms, and payment options.
Sign & Sit Back
After you sign, we’ll verify the loan with your school. This usually takes 14 days.
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Am I a good candidate for private student loans?
Before applying for private student loans with Earnest, use this easy pre-application checklist to make sure you're prepared.
I’ve factored in contributions from my family, such as 529 plans (aka money already designated for your education).
I’ve applied for grants, scholarships, and work-study opportunities (aka money you don’t have to pay back).
I’ve filled out the FAFSA® to maximize my Federal financial aid (aka money you borrow that comes with repayment protections).
Get the FAQs on business school loans
Have more questions? Visit the Help Center.