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Checkoff our checklist before you start
Before you apply, please review our list of minimum requirements. We’re working hard to make our loans available to more international students, but for now we are offering loans to students who meet our eligibility requirements.
Pursuing an MBA, MS in Eng, or JD/LLM graduate degree
Citizen of India, Canada, South Korea, or Mexico
Attending one of the approved U.S. schools
How It Works
You’re not alone. We’ll walk you through the process.
Quick eligibility check
Check your eligibility in 2 minutes. Fill out your application using your phone, laptop, or tablet.
Safe and simple application
Apply in about 15 minutes. We’ll protect your personal information with secure end-to-end encryption.
Payments tailored to you
Pick your payment, term, and rate options. Never pay
and get a
.
Experts here to help
An expert will guide you through the application and answer all your questions via call, web chat, or email.
Interest Rates 101
What you need to know about rates
The interest rate is a small percentage of your loan, and you pay it in addition to the original loan. A low rate could help you save. Benefits like no fees and an extended 9-month grace period could also make it easier to manage payments – all of which we offer.
We also offer a
.
International
10.99%APR
These are our lowest variable interest starting rates and contain our .25% Auto Pay discount from a checking or savings account. Some borrowers may see higher rates based on their credit.
FAQs
All your Earnest questions, answered
Have more questions? Visit the Help Center.